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WATER HEATER REPLACEMENT IN CHEVAL

Cheval, FL Water Heater
Replacement

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State Proline water heater with expansion tank installation, Tampa Bay
Photo from EVERYDAYPLUMBER.com, which serves Cheval.

CHEVAL AT A GLANCE

Replacing a water heater in Cheval.

A $130 Hillsborough County plumbing permit covers a water heater replacement in Cheval. Tampa Electric supplies power, and all of Cheval is on the county's Northwest water system. This compact north-central community has lakes and wetlands across much of the map, and about three-quarters of homes date from the 1980s through the 2000s. Census estimates show no mobile homes and over a third of homes in multi-unit buildings, unusual for the county's northern suburbs.

Cheval is an unincorporated community in Hillsborough County, so county offices handle permits.

Permit to replace with the same type
Yes · Hillsborough County Development Services (Building Services)
Permit fee
$130 residential Plumbing (General) trade permit, with no separate water heater line (fee schedule effective Oct. 5, 2024).
Who gets the permit
A licensed contractor, or the homeowner under Florida Statute 489.103(7) if the home is in their name and is their main home. Owner-builders sign an Owner Builder Disclosure Statement and can't sell the property for one year after the work.
Electric utility
Tampa Electric (TECO)
Gas utility
Peoples Gas
Water
Hillsborough County Water Resources, Northwest system (entire CDP on the county map)
Rebate worth checking
Peoples Gas residential water heating rebates (Active)
Typical home
Built 1994 (median) · 59% owner-occupied
Companies found
4 that advertise water heater work

01 / TYPICAL PRICES

What a new water heater costs.
Know before you call.

Gas or electric tank

Storage tank

Conventional electric storage water heater illustration
$1,600–$2,400Typical cost, including installation
Hybrid electric storage

Heat-pump tank

Hybrid heat-pump water heater with upper air grille illustration
$2,500–$5,000Typical cost, including installation
Gas or electric tankless

Tankless

Compact gas tankless water heater illustration
$2,400–$5,400Typical cost, including installation

AI equipment illustrations; models vary and images are not to scale. Typical national prices from Home Depot ↗, checked September 28, 2026. The source doesn’t say how many jobs the ranges are based on. These are not Cheval averages or guaranteed quotes.

Compare what each quote includes.Equipment · Labor · Permits · Old heater removalHow to compare quotes →

What we know about prices in Cheval

How we label prices →

Yearly running cost at Florida energy prices

$429 gas storage tank$295 gas tankless$544 electric storage tank$143 heat-pump tank

Estimated yearly energy cost for medium hot water use, based on Department of Energy test conditions. How we calculated this.

What can change the price in Cheval?

The same schedule charges $130 for a residential 'Gas (General)' permit for gas work and $130 for an 'Electrical (General)' permit for electrical work.

What affects installation cost →

02 / COMPANIES WE FOUND

Who replaces water heaters in Cheval?

Companies that advertise water heater replacement here, with what their water heater customers say.

Companies we found in our research. They are not Ember & Tank providers or partners. We show selected reviews, not a rating or every review. How we choose reviews →

EVERYDAYPLUMBER.com

Lists Cheval among the areas it serves. Based in Tampa.

  • Tank
  • Tankless
  • Heat pump
  • Repair
  • Emergency service

Published price: Coupon: $100 OFF Water Heater (residential service; cannot be combined; limited-time). No installed prices published.

What the reviews say

Water heater feedback Yelp reviewers praised quick arrival (one within 45 minutes), accommodating evening appointments, tidy technicians and no-pressure water heater replacements.

Worth knowing Yelp reviewers alleged a 2015 technician pushed a $1400 water heater replacement then charged $150 for a temporary pipe boot, a 2019 visit charged about $160 without fixing a no-hot-water issue and a manager didn't call back, and a 2026 reviewer said pricing was only given once the tech was in the home; no company replies to these were visible.

6 water heater reviews read, checked September 30, 2026.

IERNA'S Heating, Cooling & Plumbing

Lists Cheval among the areas it serves. Based in Lutz.

  • Tank
  • Tankless
  • Repair
  • Emergency service

What the reviews say

Water heater feedback No water heater-specific praise was found in the sources checked.

Worth knowing A Yelp reviewer (Aug 2025) alleged a water heater installed for a family member had an undrained, improperly routed pressure relief line and that a promised manager callback did not come; an earlier manager reply on the same review promised outreach.

1 water heater review read, checked September 30, 2026.

Performance Air Conditioning, Electric & Plumbing

Lists Cheval among the areas it serves. Based in Clearwater.

  • Tank
  • Tankless
  • Repair
  • Emergency service

What the reviews say

Water heater feedback No water heater-specific praise was found in the sources checked.

Worth knowing A BBB reviewer (May 2025) said that after a late arrival and a $240 diagnostic deposit on an $870 quote to install a customer-supplied hot water heater, the company did not return calls to schedule the job; the company apologized and said it had escalated the matter.

1 water heater review read, checked September 30, 2026.

Order: companies based in Cheval first, then companies whose water heater reviews we’ve read. Each group is alphabetical. These businesses are not our employees or vetted partners and do not receive requests from Ember & Tank. We haven’t checked their license, insurance or quality of work. DBPR license search (MyFloridaLicense) ↗.

HOMES IN CHEVAL

What Cheval homes are like.

1994Median year built
16%Built before 1980
59%Owner-occupied
5%Heat with utility gas
63%Single-family homes

The median home was built in 1994. A first or second replacement is common in homes this age.

93% of homes heat with electricity, which usually means an electric water heater. It’s worth getting a price on a heat pump model too.

U.S. Census Bureau, American Community Survey ACS 2024 5-year ↗ (2020-2024). Heating fuel is what homes use to heat the house. It often, but not always, matches the water heater’s fuel.

LOCAL CONDITIONS

What’s different in Cheval.

Lakes and wetlands put much of Cheval in the floodplain

Our estimate from FEMA's flood map puts about 46% of Cheval in a special flood hazard area (mostly AE). Water covers about 12% of the area, so at least a third of the land itself is mapped floodplain. For flood-zone homes, Hillsborough County adds plumbing work to a running 12-month total to decide whether a project is a 'substantial improvement'.

FEMA National Flood Hazard Layer - Flood Hazard Zones ↗ · U.S. Census Bureau TIGERweb - Census Designated Places (ACS 2025 vintage) ↗ · Hillsborough County - Substantial Damage/Improvement Guidelines ↗

ENERGY & WATER

Who supplies Cheval homes.

Energy

  • Electric: Tampa Electric (TECO) (serves Hillsborough County and parts of Pasco, Pinellas and Polk)
  • Gas: Peoples Gas (Peoples Gas lists a Tampa service area; whether gas reaches you depends on the street)

Pinellas County Economic Development – Utilities (Tampa Electric territory description) ↗ · Peoples Gas – Tampa service area page ↗

Water

Hillsborough County Water Resources, Northwest system (entire CDP on the county map)

Hillsborough County GIS - Utilities Service Areas, 'HC Water Service Area' layer ↗ · Hillsborough County 2025 Water Quality Report - Northwest System ↗

REBATES & CREDITS

Rebates for Cheval homes.

For Tampa Electric (TECO) and Peoples Gas customers in Cheval. Ask installers for the price before rebates, then check with the program that you qualify.

Checked September 29, 2026. Who qualifies and the conditions: Florida rebates · How to check an incentive.

PERMITS & LICENSING

Permits and licenses in Cheval.

Permits and who issues them

In unincorporated Hillsborough County, a water heater replacement needs a plumbing permit. The county says the 2026 HB 803 exemption doesn't cover plumbing, and only leak repairs, toilet clogs and septic cleaning are permit-free. You need a plumbing permit; there are no plans to submit, just inspections. File it through HillsGovHub.

The county tells homeowners to hire someone with a valid contractor license and insurance to work in Hillsborough County. You can check licenses on HillsGovHub or the state DBPR site.

Hillsborough County Development Services (Building Services) ↗ · Hillsborough County – Permits for Homeowners ↗ · Hillsborough County – Work Exempt from Permits ↗ · Hillsborough County – Building Permit Fees ↗ · Hillsborough County Building Permit Fee Schedule (PDF, effective Oct. 5, 2024) ↗

Check the installer’s license

Ask for the license number and search it yourself on the DBPR license search (MyFloridaLicense) ↗. A listing on Ember & Tank is not a license check. Florida licensing explained →

NEARBY CITIES

Compare places near Cheval.

Permit and utility comparison for nearby cities
CityDistancePermit to replaceFeeElectric
Northdale3 miRequired (county)$130Tampa Electric (TECO)
Lutz4 miRequired (county)$130Tampa Electric (TECO)
Lake Magdalene5 miRequired (county)$130Tampa Electric (TECO)
Keystone6 miRequired (county)$130Tampa Electric (TECO)
Citrus Park6 miRequired (county)$130Tampa Electric (TECO)
Land O' Lakes6 miRequired (county)$45Withlacoochee River Electric Cooperative (WREC), Tampa Electric (TECO)

COMMON QUESTIONS

Cheval water heater questions.

Does a Cheval home in a flood zone need a raised water heater?

A simple replacement just needs a normal county plumbing permit. Raising equipment comes into play when the building's improvements over 12 months add up to 50% of its market value. If the swap is part of a bigger project, check your zone on FEMA's map.

Hillsborough County - Substantial Damage/Improvement Guidelines ↗ · FEMA Flood Map Service Center (look up an address) ↗

I rent a condo in Cheval. Who replaces the water heater?

It depends on your lease and the association's rules, and with about four in ten Cheval households renting, the question comes up a lot. Either way, a licensed contractor or the owner gets the permit from Hillsborough County.

U.S. Census Bureau - ACS 2020-2024 5-year estimates, tables B25024/B25003 ↗ · data.census.gov - community profile ↗

More guides: Florida water heater replacement · All local guides