Storage tank
$1,600–$2,400Typical cost, including installation
WATER HEATER REPLACEMENT IN PEBBLE CREEK
Pebble Creek Water Heater
Replacement
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See what replacement costs ↓PEBBLE CREEK AT A GLANCE
Replacing a water heater in Pebble Creek.
Pebble Creek is unincorporated, so a water heater swap needs a $130 Hillsborough County plumbing permit; Tampa Electric supplies power. In the far north of Hillsborough near the Pasco line, it's one of the few unincorporated suburbs on City of Tampa water, and the county's map shows most homes billed by Tampa directly. It also has an unusually high share of gas-heated homes for north Hillsborough.
Pebble Creek is an unincorporated community in Hillsborough County, so county offices handle permits.
- Permit to replace with the same type
- Yes · Hillsborough County Development Services (Building Services), for unincorporated Hillsborough County
- Permit fee
- $130 for the residential Plumbing (General) permit. The county schedule, effective Oct 5, 2024, has no water heater line. State surcharges are added, and the full fee is due up front.
- Who gets the permit
- A licensed contractor or, under F.S. 489.103(7), the homeowner as owner-builder. Owner-builders need the home in their name as their main residence, must sign an Owner Builder Disclosure Statement, and can't sell for one year after the job.
- Electric utility
- Tampa Electric (TECO)
- Gas utility
- Peoples Gas
- Water
- City of Tampa directly (about 70% of the CDP) or Hillsborough County's Pebble Creek system reselling Tampa water (about 30%) · 211 mg/L (12.3 gpg) average, City of Tampa 2025
- Rebate worth checking
- Peoples Gas residential water heating rebates (Active)
- Typical home
- Built 2002 (median) · 76% owner-occupied
- Companies found
- 3 that advertise water heater work
01 / TYPICAL PRICES
What a new water heater costs.
Know before you call.
Heat-pump tank
$2,500–$5,000Typical cost, including installation
Tankless
$2,400–$5,400Typical cost, including installation
AI equipment illustrations; models vary and images are not to scale. Typical national prices from Home Depot ↗, checked September 28, 2026. The source doesn’t say how many jobs the ranges are based on. These are not Pebble Creek averages or guaranteed quotes.
Compare what each quote includes.Equipment · Labor · Permits · Old heater removalHow to compare quotes →
What we know about prices in Pebble Creek
- National installer’s published rangeThe ranges above. Home Depot ↗
- Local permit fee$130 for the residential Plumbing (General) permit. The county schedule, effective Oct 5, 2024, has no water heater line. State surcharges are added, and the full fee is due up front.. Hillsborough County Development Services (Building Services), for unincorporated Hillsborough County fee source ↗
- Local company’s advertised priceNone of the local company websites we checked list a full installed price.
- Measured local dataNot collected yet, so no Pebble Creek average is shown.
What can change the price in Pebble Creek?
Gas work (Gas General, $130) and electrical work (Electrical General, $130) each need a separate residential permit. The county pages we read don't cover moving a heater or a tank-to-tankless switch.
02 / COMPANIES WE FOUND
Who replaces water heaters in Pebble Creek?
Companies that advertise water heater replacement here, with what their water heater customers say.
Companies we found in our research. They are not Ember & Tank providers or partners. We show selected reviews, not a rating or every review. How we choose reviews →
IERNA'S Heating, Cooling & Plumbing
Lists Pebble Creek among the areas it serves. Based in Lutz.
- Tank
- Tankless
- Repair
- Emergency service
What the reviews say
Water heater feedback No water heater-specific praise was found in the sources checked.
Worth knowing A Yelp reviewer (Aug 2025) alleged a water heater installed for a family member had an undrained, improperly routed pressure relief line and that a promised manager callback did not come; an earlier manager reply on the same review promised outreach.
1 water heater review read, checked September 30, 2026.
Performance Air Conditioning, Electric & Plumbing
Lists Pebble Creek among the areas it serves. Based in Clearwater.
- Tank
- Tankless
- Repair
- Emergency service
What the reviews say
Water heater feedback No water heater-specific praise was found in the sources checked.
Worth knowing A BBB reviewer (May 2025) said that after a late arrival and a $240 diagnostic deposit on an $870 quote to install a customer-supplied hot water heater, the company did not return calls to schedule the job; the company apologized and said it had escalated the matter.
1 water heater review read, checked September 30, 2026.
Roto-Rooter Plumbing & Water Cleanup (Tampa)
Lists Pebble Creek among the areas it serves. Based in Tampa.
- Tank
- Tankless
- Heat pump
- Repair
- Emergency service
What the reviews say
We haven’t found reviews that mention this company’s water heater work yet.
Order: companies based in Pebble Creek first, then companies whose water heater reviews we’ve read. Each group is alphabetical. These businesses are not our employees or vetted partners and do not receive requests from Ember & Tank. We haven’t checked their license, insurance or quality of work. DBPR license search (MyFloridaLicense) ↗.
See before-and-after replacement examples from independent companies →
HOMES IN PEBBLE CREEK
What Pebble Creek homes are like.
2002Median year built
5%Built before 1980
76%Owner-occupied
18%Heat with utility gas
89%Single-family homes
About 26% of homes were built since 2010, so many original water heaters are reaching the age when replacement planning makes sense.
81% of homes heat with electricity, which usually means an electric water heater. It’s worth getting a price on a heat pump model too.
U.S. Census Bureau, American Community Survey ACS 2024 5-year ↗ (2020-2024). Heating fuel is what homes use to heat the house. It often, but not always, matches the water heater’s fuel.
LOCAL CONDITIONS
What’s different in Pebble Creek.
Mostly Tampa's own service area
Our estimate from the county's water map puts about 70% of Pebble Creek in the City of Tampa's service area and about 30% in the county's Pebble Creek system, which buys Tampa water and adds a treatment to protect pipes. Either way it's Tampa water, averaging 211 mg/L hardness in 2025. Tampa draws mainly from the Hillsborough River. In 2025 it added 980 million gallons from its underground storage wells and bought 2.7% from Tampa Bay Water.
Hillsborough County GIS - Utilities Service Areas, 'HC Water Service Area' layer ↗ · Hillsborough County GIS - Utilities Service Areas, 'COT Water Service Area' layer ↗ · Hillsborough County 2025 Water Quality Report - Pebble Creek System ↗ · Tampa Water Department 2025 Water Quality Report (source, lime/ozone treatment, hardness) ↗
Built around a 1967 golf course, now closed
Pebble Creek grew around Pebble Creek Golf Club, which nine investors opened in 1967 as the oldest course in what became New Tampa. The club closed on July 31, 2021. In July 2023, Hillsborough County commissioners voted 5-2 against rezoning the roughly 150 acres for about 251 homes, and a state appeals court later sided with the county. The community has two HOAs, the Pebble Creek Homeowners Association (more than 1,100 homes) and the roughly 300-home Pebble Creek Village HOA, each with its own rules on outdoor equipment.
Neighborhood News – 'Pebble Creek Golf Club Nears Finale' (July 20, 2021) ↗ · Tampa Bay 28 – rezoning denied for Pebble Creek golf course ↗ · Wikipedia – Pebble Creek, Florida (two homeowners associations) ↗
Gas in nearly one home in five
About 17.8% of Pebble Creek households heat with utility gas (ACS 2020-2024), compared with 4.7% in Cheval and 6% in Northdale. If gas is already piped in, a gas tank or tankless heater is an easy replacement.
U.S. Census Bureau - ACS 2020-2024 5-year estimates, tables B25040 ↗ · data.census.gov - community profile ↗ · Peoples Gas - ZIP Code Check ↗
Newer homes, some floodplain
About 57% of homes were built in 2000 or later. Our estimate from FEMA's flood map puts about 29% of Pebble Creek in special flood hazard areas.
U.S. Census Bureau - ACS 2020-2024 5-year estimates, tables B25034 ↗ · data.census.gov - community profile ↗ · FEMA National Flood Hazard Layer - Flood Hazard Zones ↗
ENERGY & WATER
Who supplies Pebble Creek homes.
Energy
- Electric: Tampa Electric (TECO) (TECO serves all of Hillsborough County)
- Gas: Peoples Gas (Natural gas where mains exist; check your address with the ZIP code tool)
Tampa Electric: Service Area & Reliability ↗ · Peoples Gas: Tampa appliance & sales providers (Hillsborough, Pasco and Pinellas) ↗ · Peoples Gas ZIP Code Check ↗
Water
City of Tampa directly (about 70% of the CDP) or Hillsborough County's Pebble Creek system reselling Tampa water (about 30%): 211 mg/L (12.3 gpg) average, City of Tampa 2025
Hillsborough County GIS - Utilities Service Areas, 'HC Water Service Area' layer ↗ · Hillsborough County GIS - Utilities Service Areas, 'COT Water Service Area' layer ↗ · Hillsborough County 2025 Water Quality Report - Pebble Creek System ↗ · City of Tampa Water Department - 2025 Water Quality Report ↗
REBATES & CREDITS
Rebates for Pebble Creek homes.
For Tampa Electric (TECO) and Peoples Gas customers in Pebble Creek. Ask installers for the price before rebates, then check with the program that you qualify.
- Peoples Gas residential water heating rebates ↗ActiveNatural gas tank water heater: $350 gas-to-gas or $550 electric-to-gas ($400 / $650 for ENERGY STAR tanks).
- Federal Energy Efficient Home Improvement Credit (25C) ↗EndedCovered improvements made through December 31, 2025.
Checked September 30, 2026. Who qualifies and the conditions: Florida rebates · How to check an incentive.
PERMITS & LICENSING
Permits and licenses in Pebble Creek.
Permits and who issues them
Water heater replacement isn't one of the jobs Hillsborough County lets you do without a permit; that list is just leak repairs, clearing clogs and resetting toilets. You need a plumbing permit, with an inspection and no plans to submit. Apply through HillsGovHub.
Hillsborough County Development Services (Building Services), for unincorporated Hillsborough County ↗ · Hillsborough County: Permits for Homeowners ↗ · Hillsborough County: Work Exempt from Permits ↗ · Hillsborough County: Building Permit Fees ↗ · Hillsborough County Building Permit Fee Schedule (effective Oct 5, 2024) ↗
Check the installer’s license
Ask for the license number and search it yourself on the DBPR license search (MyFloridaLicense) ↗. A listing on Ember & Tank is not a license check. Florida licensing explained →
NEARBY CITIES
Compare places near Pebble Creek.
| City | Distance | Permit to replace | Fee | Electric |
|---|---|---|---|---|
| Wesley Chapel | 3 mi | Required (county) | $45 | Withlacoochee River Electric Cooperative (WREC), Tampa Electric (TECO), Duke Energy Florida |
| Lutz | 7 mi | Required (county) | $130 | Tampa Electric (TECO) |
| Land O' Lakes | 7 mi | Required (county) | $45 | Withlacoochee River Electric Cooperative (WREC), Tampa Electric (TECO) |
| University | 8 mi | Required (county) | $130, | Tampa Electric (TECO) |
| University | 8 mi | Required (county) | $38 | Duke Energy Florida, OUC (Orlando Utilities Commission) |
| Thonotosassa | 8 mi | Required (county) | $130 | Tampa Electric (TECO) |
COMMON QUESTIONS
Pebble Creek water heater questions.
Is Pebble Creek water hard?
Yes. Whether Tampa or the county's Pebble Creek system bills you, the water is Tampa's, which averaged 211 mg/L (about 12.3 gpg) in 2025.
City of Tampa Water Department - 2025 Water Quality Report ↗ · Hillsborough County 2025 Water Quality Report - Pebble Creek System ↗
Can I get a gas water heater in Pebble Creek?
Likely. Nearly one in five households here already heats with utility gas, so many streets have it. Check with Peoples Gas for your address.
U.S. Census Bureau - ACS 2020-2024 5-year estimates, tables B25040 ↗ · data.census.gov - community profile ↗ · Peoples Gas - ZIP Code Check ↗
More guides: Florida water heater replacement · All local guides