Local guides / Missouri

WATER HEATER REPLACEMENT IN SPANISH LAKE

Spanish Lake Water Heater
Replacement

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SPANISH LAKE AT A GLANCE

Replacing a water heater in Spanish Lake.

Spanish Lake is unincorporated, so a water heater replacement needs a $47 St. Louis County plumbing permit. Utilities are Ameren Missouri (power), Spire (gas) and Missouri American Water. It's the one unincorporated north county community where renters outnumber owners: only about 49% of homes are owner-occupied, and many people live in apartment complexes built from the late 1960s on. So a failed water heater is often the landlord's job, and tenants call St. Louis County code enforcement when hot water or heat is missing.

Spanish Lake is an unincorporated community in St. Louis County, so county offices handle permits.

Old stone structures in Fort Belle Fontaine Park in the Spanish Lake area of north St. Louis County
Fort Belle Fontaine Park · Photo: Gabriella Farkas ↗ · CC BY-SA 4.0 ↗
Permit to replace with the same type
Yes · St. Louis County Department of Transportation and Public Works (Code Enforcement) – unincorporated St. Louis County
Permit fee
$47 total for replacing a home water heater, with the county's regular $47 processing fee waived (Sec. 1100.200, Ord. 29445, adopted Nov. 5, 2025).
Who gets the permit
St. Louis County issues these permits only to bonded, insured master plumbers or master water heater replacement specialists holding a county license. The exception is a homeowner permit for one water heater, open to an owner living in a detached single-family house or an immediate family member living with them; that person must do the work and may need to prove their skill.
Electric utility
Ameren Missouri
Gas utility
Spire
Water
Missouri American Water (St. Louis County system) · Total hardness 82–164 ppm (about 5–10 gpg) from Missouri River plants and 60–150 ppm (about 3.5–9 gpg) from Meramec River plants, per Missouri American Water's 2025 report; the report says the water is lime-softened; exact plant for Spanish Lake not stated
Rebate worth checking
Missouri IRA Home Energy Rebates (HOMES and HEAR) (Not launched)
Typical home
Built 1969 (median) · 49% owner-occupied
Companies found
1 that advertise water heater work

01 / TYPICAL PRICES

What a new water heater costs.
Know before you call.

Gas or electric tank

Storage tank

Conventional electric storage water heater illustration
$1,600–$2,400Typical cost, including installation
Hybrid electric storage

Heat-pump tank

Hybrid heat-pump water heater with upper air grille illustration
$2,500–$5,000Typical cost, including installation
Gas or electric tankless

Tankless

Compact gas tankless water heater illustration
$2,400–$5,400Typical cost, including installation

AI equipment illustrations; models vary and images are not to scale. Typical national prices from Home Depot ↗, checked September 28, 2026. The source doesn’t say how many jobs the ranges are based on. These are not Spanish Lake averages or guaranteed quotes.

Compare what each quote includes.Equipment · Labor · Permits · Old heater removalHow to compare quotes →

What we know about prices in Spanish Lake

How we label prices →

Yearly running cost at Missouri energy prices

$251 gas storage tank$173 gas tankless$496 electric storage tank$131 heat-pump tank

Estimated yearly energy cost for medium hot water use, based on Department of Energy test conditions. How we calculated this.

What can change the price in Spanish Lake?

Heaters over 120 gallons (or over 40 kW or 140,000 BTU) aren't covered by the home replacement rules and are charged as mechanical permits. Gas piping is under the county Mechanical/Fuel Gas Code; a new circuit needs its own county electrical permit.

What affects installation cost →

02 / COMPANIES WE FOUND

Who replaces water heaters in Spanish Lake?

Companies that advertise water heater replacement here, with what their water heater customers say.

Companies we found in our research. They are not Ember & Tank providers or partners. We show selected reviews, not a rating or every review. How we choose reviews →

Order: companies based in Spanish Lake first, then companies whose water heater reviews we’ve read. Each group is alphabetical. These businesses are not our employees or vetted partners and do not receive requests from Ember & Tank. We haven’t checked their license, insurance or quality of work. Missouri has no statewide plumbing license (check your city or county) ↗.

See before-and-after replacement examples from independent companies →

HOMES IN SPANISH LAKE

What Spanish Lake homes are like.

1969Median year built
84%Built before 1980
49%Owner-occupied
76%Heat with utility gas
73%Single-family homes

About 84% of homes were built before 1980. Older homes often have older venting, smaller closets and shutoff valves that should be checked before install day.

76% of homes heat with utility gas, so gas water heaters with existing venting are common here.

Only 49% of homes are owner-occupied. Renters should ask the landlord or property manager; replacing the heater is usually the owner’s decision.

U.S. Census Bureau, American Community Survey ACS 2024 5-year ↗ (2020-2024). Heating fuel is what homes use to heat the house. It often, but not always, matches the water heater’s fuel.

LOCAL CONDITIONS

What’s different in Spanish Lake.

ENERGY & WATER

Who supplies Spanish Lake homes.

Energy

  • Electric: Ameren Missouri (Ameren Missouri serves the St. Louis area; we didn't check a map for individual addresses)
  • Gas: Spire (Spire's Eastern Missouri area; we didn't check a map for individual addresses)

Ameren – service territory overview ↗ · Spire – About Spire (Eastern Missouri service area) ↗

Water

Missouri American Water (St. Louis County system): Total hardness 82–164 ppm (about 5–10 gpg) from Missouri River plants and 60–150 ppm (about 3.5–9 gpg) from Meramec River plants, per Missouri American Water's 2025 report; the report says the water is lime-softened; exact plant for Spanish Lake not stated

Missouri American Water 2025 Water Quality Report, St. Louis County / St. Charles County (PWS MO6010716) ↗

REBATES & CREDITS

Rebates for Spanish Lake homes.

For Ameren Missouri and Spire customers in Spanish Lake. Ask installers for the price before rebates, then check with the program that you qualify.

Checked September 30, 2026. Who qualifies and the conditions: Missouri rebates · How to check an incentive.

PERMITS & LICENSING

Permits and licenses in Spanish Lake.

Permits and who issues them

Unincorporated Spanish Lake uses St. Louis County's No-Plan Plumbing Permit for any new or replacement water heater up to 120 gallons. It's purchased online on the county's Accela Permitting Portal, where no plans or staff contact are needed; the county inspects the job when it's finished.

You need a St. Louis County license (master or journeyman) to work as a plumber or water heater replacement specialist. A business can only advertise water heater replacement if an owner or employee is licensed.

St. Louis County Department of Transportation and Public Works (Code Enforcement) – unincorporated St. Louis County ↗ · St. Louis County – No-Plan Plumbing Permits ↗ · St. Louis County Code Ch. 1100, Sec. 1100.200 Plumbing Inspection and Permit Fees (Ord. 29445, Nov. 5, 2025) ↗ · St. Louis County Plumbing Code, Ch. 1103 (2015 UPC with county amendments) ↗ · St. Louis County – Municipality Contract Matrix (code enforcement by county, PDF) ↗

Check the installer’s license

Ask for the license number and search it yourself on the Missouri has no statewide plumbing license (check your city or county) ↗. A listing on Ember & Tank is not a license check. Missouri licensing explained →

NEARBY CITIES

Compare places near Spanish Lake.

Permit and utility comparison for nearby cities
CityDistancePermit to replaceFeeElectric
Bellefontaine Neighbors3 miRequired$47Ameren Missouri
Old Jamestown5 miRequired (county)$47Ameren Missouri
Jennings5 miRequired—Ameren Missouri
Ferguson5 miRequired—Ameren Missouri
Florissant6 miRequired$95Ameren Missouri
Hazelwood10 miRequired$47Ameren Missouri

COMMON QUESTIONS

Spanish Lake water heater questions.

I rent in Spanish Lake and my water heater died. Who replaces it?

Usually the landlord, who must use a St. Louis County-licensed plumber or water heater specialist and get a county permit. If a rental is missing required equipment, St. Louis County, which enforces housing codes in unincorporated Spanish Lake, handles complaints.

First Alert 4: Trinity Park Apartments residents forced to vacate after county condemns units (Nov. 2025) ↗ · St. Louis County Code Ch. 1103 Plumbing Code ↗

How many Spanish Lake homes are rented?

About half. ACS 2020-2024 estimates put owner occupancy at 49.2%.

Census Reporter: ACS 2024 5-year, year structure built (St. Louis metro places) ↗

More guides: Missouri water heater replacement · All local guides