Storage tank
$1,600–$2,400Typical cost, including installation
WATER HEATER REPLACEMENT IN LADY LAKE
Lady Lake Water Heater
Replacement
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See what replacement costs ↓LADY LAKE AT A GLANCE
Replacing a water heater in Lady Lake.
Yes, Lady Lake says water heater replacements need a permit. A residential plumbing, electrical or gas permit is $100 under the 2025 schedule. Duke Energy supplies power. Water comes from the town or, in the Villages of Lady Lake, the Villages district utility.
- Permit to replace with the same type
- Yes · Town of Lady Lake Building Services
- Permit fee
- $100 for a residential electrical, plumbing or gas permit, including administrative, plan review and inspection fees (schedule effective January 1, 2025).
- Who gets the permit
- A licensed contractor registered with the town, or an owner who lives in the home, under Florida's owner-builder exemption. The owner must sign the application and affidavit in person at the building department and still hire licensed tradespeople for any work they don't do themselves.
- Electric utility
- Duke Energy Florida
- Gas utility
- Peoples Gas (TECO)
- Water
- Town of Lady Lake Utilities; Villages of Lady Lake homes are served by VCCDD (Villages Community Development Districts) Utilities
- Rebate worth checking
- Duke Energy Florida heat pump water heater rebate (Home Energy Improvement) (Active)
- Typical home
- Built 1994 (median) · 74% owner-occupied
- Companies found
- 2 that advertise water heater work
01 / TYPICAL PRICES
What a new water heater costs.
Know before you call.
Heat-pump tank
$2,500–$5,000Typical cost, including installation
Tankless
$2,400–$5,400Typical cost, including installation
AI equipment illustrations; models vary and images are not to scale. Typical national prices from Home Depot ↗, checked September 28, 2026. The source doesn’t say how many jobs the ranges are based on. These are not Lady Lake averages or guaranteed quotes.
Compare what each quote includes.Equipment · Labor · Permits · Old heater removalHow to compare quotes →
What we know about prices in Lady Lake
- National installer’s published rangeThe ranges above. Home Depot ↗
- Local permit fee$100 for a residential electrical, plumbing or gas permit, including administrative, plan review and inspection fees (schedule effective January 1, 2025).. Town of Lady Lake Building Services fee source ↗
- Local company’s advertised priceNone of the local company websites we checked list a full installed price.
- Measured local dataNot collected yet, so no Lady Lake average is shown.
What can change the price in Lady Lake?
Any electrical or plumbing change needs a permit. If the power company has to turn the meter back on, you need a green-tag inspection. The town's under-$7,500 exemption doesn't cover plumbing, electrical, mechanical or gas work.
02 / COMPANIES WE FOUND
Who replaces water heaters in Lady Lake?
Companies that advertise water heater replacement here, with what their water heater customers say.
Companies we found in our research. They are not Ember & Tank providers or partners. We show selected reviews, not a rating or every review. How we choose reviews →
Frank Gay Services
Lists Lady Lake among the areas it serves. Based in Orlando.
- Tank
- Tankless
- Heat pump
- Repair
- Emergency service
What the reviews say
Water heater feedback BBB reviewers praised water heater replacements finished within hours of the call, clean-up, and technicians who explained the equipment.
Worth knowing Two BBB complainants (2025, 2026) said Frank Gay had not obtained or closed out the county permit for a water heater install months later; the company said it was working on one and that the other customer declined access.
6 water heater reviews read, checked September 30, 2026.
What the reviews say
Water heater feedback Yelp reviewers praised a same-day combined AC and hot water heater replacement at a lower bundled price and convenient water heater servicing.
Worth knowing No water heater complaints found in the sources checked.
2 water heater reviews read, checked September 30, 2026.
Order: companies based in Lady Lake first, then companies whose water heater reviews we’ve read. Each group is alphabetical. These businesses are not our employees or vetted partners and do not receive requests from Ember & Tank. We haven’t checked their license, insurance or quality of work. DBPR license search (MyFloridaLicense) ↗.
See before-and-after replacement examples from independent companies →
HOMES IN LADY LAKE
What Lady Lake homes are like.
1994Median year built
7%Built before 1980
74%Owner-occupied
4%Heat with utility gas
51%Single-family homes
The median home was built in 1994. A first or second replacement is common in homes this age.
92% of homes heat with electricity, which usually means an electric water heater. It’s worth getting a price on a heat pump model too.
U.S. Census Bureau, American Community Survey ACS 2024 5-year ↗ (2020-2024). Heating fuel is what homes use to heat the house. It often, but not always, matches the water heater’s fuel.
LOCAL CONDITIONS
What’s different in Lady Lake.
Two water providers
Homes in the Villages of Lady Lake get water from the Villages Community Development Districts utility. The rest of town gets water from three town wells in the Floridan Aquifer, treated only with chlorine.
No exemption for plumbing work
Lady Lake lets homeowners skip permits on some projects under $7,500, but not electrical, plumbing, mechanical or gas work. A water heater swap still needs a permit.
Lady Lake – Permit Exemptions ↗ · Lady Lake – Electric & Plumbing Permits ↗
Check HOA rules first
Before applying for any project your deed restrictions might cover, the town suggests checking with your HOA.
ENERGY & WATER
Who supplies Lady Lake homes.
Energy
- Electric: Duke Energy Florida (Lady Lake is listed among Duke's communities served (2013 tariff list))
- Gas: Peoples Gas (TECO) (Tariff lists Lady Lake)
Duke Energy Florida tariff Section V, communities served (2013 PSC filing) ↗ · Peoples Gas tariff Sheet 6.101, communities served (effective Jan. 1, 2026) ↗
Water
Town of Lady Lake Utilities; Villages of Lady Lake homes are served by VCCDD (Villages Community Development Districts) Utilities
REBATES & CREDITS
Rebates for Lady Lake homes.
For Duke Energy Florida and Peoples Gas (TECO) customers in Lady Lake. Ask installers for the price before rebates, then check with the program that you qualify.
- Duke Energy Florida heat pump water heater rebate (Home Energy Improvement) ↗Active$500 for a 50-gallon or $800 for an 80-gallon ENERGY STAR heat pump (hybrid) water heater with a UEF of at least 3.3.
- Peoples Gas residential water heating rebates ↗ActiveNatural gas tank water heater: $350 gas-to-gas or $550 electric-to-gas ($400 / $650 for ENERGY STAR tanks).
- Federal Energy Efficient Home Improvement Credit (25C) ↗EndedCovered improvements made through December 31, 2025.
Checked September 30, 2026. Who qualifies and the conditions: Florida rebates · How to check an incentive.
PERMITS & LICENSING
Permits and licenses in Lady Lake.
Permits and who issues them
Lady Lake states that water heater replacements need a permit. Submit a description of the work and any needed drawings on the town's Citizenserve portal, and a final inspection closes the permit. Projects over $5,000 need a recorded Notice of Commencement before the first inspection.
Yes. Contractors file a state license, liability and workers' comp certificates naming the Town of Lady Lake, and a Lake County competency card if their state license is registered rather than certified.
Town of Lady Lake Building Services ↗ · Lady Lake – Electric & Plumbing Permits ↗ · Lady Lake – Permit Fee Schedule (effective Jan. 1, 2025) ↗ · Lady Lake – Contractor Registration Requirements ↗ · Lady Lake – Permit Exemptions ↗ · Lady Lake Building Services FAQ – owner work ↗ · Lady Lake – Do I need a permit? ↗
Check the installer’s license
Ask for the license number and search it yourself on the DBPR license search (MyFloridaLicense) ↗. A listing on Ember & Tank is not a license check. Florida licensing explained →
NEARBY CITIES
Compare places near Lady Lake.
| City | Distance | Permit to replace | Fee | Electric |
|---|---|---|---|---|
| Leesburg | 14 mi | Required | $150 | Leesburg Electric (City of Leesburg), Duke Energy Florida |
| Tavares | 15 mi | Required | — | Duke Energy Florida |
| Eustis | 16 mi | Required | $60 | Duke Energy Florida |
| Mount Dora | 20 mi | Required | $100 | Mount Dora Electric Utility (City of Mount Dora), Duke Energy Florida |
| Groveland | 22 mi | Required | — | Duke Energy Florida |
| Minneola | 25 mi | Required | By job value (from $54) | Duke Energy Florida, SECO Energy |
COMMON QUESTIONS
Lady Lake water heater questions.
How much is a water heater permit in Lady Lake?
$100 for a residential plumbing permit, including plan review and inspections (schedule effective January 1, 2025).
Does the $7,500 permit exemption cover a water heater?
No. The exemption leaves out plumbing, electrical, mechanical and gas work, and the town says water heater replacements need a permit.
Lady Lake – Permit Exemptions ↗ · Lady Lake – Electric & Plumbing Permits ↗
Can I pull the permit as a homeowner?
Yes, if you own and live in the home. Sign the application and owner-builder affidavit in person at the building department.
More guides: Florida water heater replacement · All local guides