Storage tank
$1,600–$2,400Typical cost, including installation
WATER HEATER REPLACEMENT IN LOVELAND
Loveland Water Heater
Replacement
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See what replacement costs ↓LOVELAND AT A GLANCE
Replacing a water heater in Loveland.
Loveland requires a permit to replace a water heater, and you send in the old heater's nameplate and the new one's specs. If the new unit needs more BTU, you also need a gas drawing. Since January 2026, PVC exhaust vents must pass a 5 psi air test. The city-owned Loveland Water and Power supplies electricity, and its customers can get Efficiency Works heat pump water heater rebates of up to $600.
- Permit to replace with the same type
- Yes · City of Loveland Development Services – Building Division
- Who gets the permit
- A plumbing contractor licensed with the City of Loveland (or the person allowed to sign for it) must sign the application. We didn't find homeowner permit rules.
- Electric utility
- Loveland Water and Power
- Gas utility
- Xcel Energy
- Water
- Loveland Water and Power (some areas are served by districts such as Fort Collins-Loveland Water District or Little Thompson Water District)
- Rebate worth checking
- Efficiency Works heat pump water heater rebate (Active)
- Typical home
- Built 1993 (median) · 62% owner-occupied
- Companies found
- 4 that advertise water heater work
01 / TYPICAL PRICES
What a new water heater costs.
Know before you call.
Heat-pump tank
$2,500–$5,000Typical cost, including installation
Tankless
$2,400–$5,400Typical cost, including installation
AI equipment illustrations; models vary and images are not to scale. Typical national prices from Home Depot ↗, checked September 28, 2026. The source doesn’t say how many jobs the ranges are based on. These are not Loveland averages or guaranteed quotes.
Compare what each quote includes.Equipment · Labor · Permits · Old heater removalHow to compare quotes →
What we know about prices in Loveland
- National installer’s published rangeThe ranges above. Home Depot ↗
- Local company’s advertised priceNone of the local company websites we checked list a full installed price.
- Measured local dataNot collected yet, so no Loveland average is shown.
What can change the price in Loveland?
If a new home unit uses more BTU than the old one, you need a gas pipe sizing drawing or a new gas line drawing. Since January 1, 2026, PVC exhaust vents for water heaters, including ones replacing cellular-core pipe, must pass an air test at 5 psi for 15 minutes, with an installer verification form.
02 / COMPANIES WE FOUND
Who replaces water heaters in Loveland?
Companies that advertise water heater replacement here, with what their water heater customers say.
Companies we found in our research. They are not Ember & Tank providers or partners. We show selected reviews, not a rating or every review. How we choose reviews →
Ace Hi Plumbing, Heating & Air
Lists Loveland among the areas it serves. Based in Loveland, CO area (no street address found on pages checked).
- Tank
- Tankless
- Heat pump
- Repair
What the reviews say
Water heater feedback Yelp reviewers praised professional, knowledgeable service on a tankless water heater and a prompt, reasonably priced water heater installation.
Worth knowing A 2019 Yelp reviewer said a water heater had an issue after Ace Hi removed and reinstalled it, that Ace Hi blamed an outlet an electrician found fine, and that the invoice could not be located; the owner replied on Yelp apologizing and describing a no-charge emergency visit.
3 water heater reviews read, checked September 30, 2026.
Front Range Water Heater and Excavation
Lists Loveland among the areas it serves. Based in 1330 S Cleveland Avenue, Loveland, CO 80537.
- Tank
- Tankless
- Repair
- Emergency service
What the reviews say
Water heater feedback Reviewers praised fast turnaround, reasonable quotes with no surprise costs, and a difficult replacement done with safer piping.
Worth knowing No water heater complaints found in the sources checked.
4 water heater reviews read, checked September 30, 2026.
Jenny's Plumbing & Heating
Lists Loveland among the areas it serves. Based in Northern Colorado (site targets Fort Collins; no street address found on site — third-party listings show 406 S Lincoln St, Loveland, CO 80537).
- Tank
- Tankless
- Repair
- Emergency service
What the reviews say
We haven’t found reviews that mention this company’s water heater work yet.
Loveland Plumbing, LLC
Lists Loveland among the areas it serves. Based in 4358 Red Fox Court, Loveland, CO 80537.
- Tank
- Tankless
- Repair
- Emergency service
What the reviews say
We haven’t found reviews that mention this company’s water heater work yet.
Order: companies based in Loveland first, then companies whose water heater reviews we’ve read. Each group is alphabetical. These businesses are not our employees or vetted partners and do not receive requests from Ember & Tank. We haven’t checked their license, insurance or quality of work. Colorado DORA license lookup ↗.
FROM COMPANIES SERVING LOVELAND
Photos of water heater jobs from these companies.
HOMES IN LOVELAND
What Loveland homes are like.
1993Median year built
34%Built before 1980
62%Owner-occupied
76%Heat with utility gas
74%Single-family homes
The median home was built in 1993. A first or second replacement is common in homes this age.
76% of homes heat with utility gas, so gas water heaters with existing venting are common here.
U.S. Census Bureau, American Community Survey ACS 2024 5-year ↗ (2020-2024). Heating fuel is what homes use to heat the house. It often, but not always, matches the water heater’s fuel.
ENERGY & WATER
Who supplies Loveland homes.
Energy
- Electric: Loveland Water and Power (Owned by the city)
- Gas: Xcel Energy (From the county's 2017 provider list)
Efficiency Works – Retail products electric rebates (revised January 2026) ↗ · Larimer County – Utility service providers list (2017) ↗
Water
Loveland Water and Power (some areas are served by districts such as Fort Collins-Loveland Water District or Little Thompson Water District)
REBATES & CREDITS
Rebates for Loveland homes.
For Loveland Water and Power and Xcel Energy customers in Loveland. Ask installers for the price before rebates, then check with the program that you qualify.
- Efficiency Works heat pump water heater rebate ↗ActiveFor City of Loveland electric customers: up to $600 for an ENERGY STAR heat pump water heater that replaces an electric unit, or up to $400 if it replaces gas (revised January 2026).
- Xcel Energy heat pump water heater rebate ↗Active$750 for an Xcel customer who installs a qualifying heat pump water heater.
- Colorado heat pump tax credit ↗Active for 2026 installs$250 credit for an ENERGY STAR heat pump water heater installed in 2026, claimed by a state-registered contractor, who must pass at least $83 to you as an invoice discount.
- Federal Energy Efficient Home Improvement Credit (25C) ↗EndedCovered improvements made through December 31, 2025.
Checked September 30, 2026. Who qualifies and the conditions: Colorado rebates · How to check an incentive.
PERMITS & LICENSING
Permits and licenses in Loveland.
Permits and who issues them
Loveland has a water heater permit application for homes and businesses. Send the new unit's spec sheet, the old unit's nameplate (BTU and gallons), and the BTU needs of both. If a new home unit needs more BTU than the old one, add a gas pipe sizing drawing or a one-line gas drawing from the meter. Email plumbing fast-track applications to eplan-buildingfasttrack@cityofloveland.org. The city was moving permits to an Accela online portal in 2026.
Yes. Contractors must be licensed with the City of Loveland. Under the 2026 schedule, plumbing and electrical licenses are free from the city, and mechanical licenses are $125.
Check the installer’s license
Ask for the license number and search it yourself on the Colorado DORA license lookup ↗. A listing on Ember & Tank is not a license check. Colorado licensing explained →
NEARBY CITIES
Compare places near Loveland.
| City | Distance | Permit to replace | Fee | Electric |
|---|---|---|---|---|
| Windsor | 9 mi | Check with city | Windsor charges SAFEbuil | Xcel Energy, Poudre Valley REA |
| Fort Collins | 9 mi | Required | $65 | Fort Collins Utilities |
| Berthoud | 10 mi | Required | $150 | Xcel Energy, Poudre Valley REA |
| Johnstown | 11 mi | Required | By job value (from $23.50) | Xcel Energy, United Power, Poudre Valley REA |
| Longmont | 17 mi | Required | $40 | Longmont Power & Communications (LPC) |
| Wellington | 20 mi | Required | $75 | Poudre Valley REA, Xcel Energy |
COMMON QUESTIONS
Loveland water heater questions.
What do I submit for a water heater permit in Loveland?
Spec sheets for the new unit, the old unit's nameplate (BTU and gallons), and the BTU needs of both. If the new unit needs more BTU, add a gas pipe drawing.
Is there a rebate for a heat pump water heater?
Yes. Efficiency Works pays City of Loveland electric customers up to $600 for replacing an electric heater or $400 for replacing gas.
Efficiency Works – Retail products electric rebates (revised January 2026) ↗
Does my plumber need a Loveland license?
Yes. A contractor licensed with the city must sign the application. Plumbing licenses have no city fee in the 2026 schedule.
More guides: Colorado water heater replacement · All local guides